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Home Ownership

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Mortgage Loan Options to Meet Your Financing Needs!

Welcome to the site of Inspired Waves Home Loans, LLC. We are a full service mortgage company licensed in Colorado, Montana and Florida, serving all cities, mountain and beach towns. We specialize in Conventional, FHA, VA, USDA, Down Payment Assistance, Bank Statement, Non-Qualified and Renovation Mortgage Loans. Whether you are buying a home or refinancing, we can help your homeownership dream become a reality or save you money with a new, lower monthly payment.

Purchase Loan programs, we offer the following:

Conventional | FHA | VA | USDA | Down Payment Assistance Programs | Jumbo | One-time Close Construction | Renovation | Bank Statement | Non-Qualified Mortgage Loan Programs | Foreign Nationals

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of our borrowers. If you're looking for cash out, or to get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Jumbo

What makes Inspired Waves Home Loans, LLCunique is that we offer many niche programs, with the added bonus of providing knowledge based decision making for our borrowers, an empathetic approach to every situation, and displaying respect to our customers and Referral partners!

Contact Inspired Waves Home Loans, LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Find the Right Mortgage Option for You! Tools to help you get started

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Loan Calculator

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Get To Know Us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

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